/* ethi-lex.pl — arkusz stylów. Bez skryptów, bez obcych czcionek, bez obcych serwerów. */
:root{
  --ink:#15202b; --ink-2:#2c3a48; --muted:#5d6875; --paper:#f7f5f0; --card:#ffffff; --line:#e3ded2;
  --green:#0b7a5d; --green-bg:#e2f3ec; --red:#b42318; --red-bg:#fdeceb; --amber:#9a5a06; --amber-bg:#fcf1dc;
  --hl:#ffe08a; --dark:#0e1621; --dark-2:#172231; --gold:#d9a441; --blue:#1f4e8c;
  --serif:"Iowan Old Style","Palatino Linotype","Book Antiqua",Palatino,Georgia,serif;
  --sans:"Segoe UI",system-ui,-apple-system,Roboto,"Helvetica Neue",Arial,sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--paper);color:var(--ink);font-family:var(--sans);font-size:17px;line-height:1.55;-webkit-font-smoothing:antialiased;overflow-x:hidden}
img{max-width:100%;height:auto}
a{color:inherit}
p{margin:0 0 1em}
.wrap{max-width:1180px;margin:0 auto;width:100%;padding:0 24px}
.waski{max-width:820px}
.pomin{position:absolute;left:-999px;top:0;background:var(--ink);color:#fff;padding:8px 12px}
.pomin:focus{left:12px;top:12px;z-index:100}

/* nagłówek */
.maszyna{background:#fff;border-bottom:1px solid var(--line)}
.maszyna-wnetrze{display:flex;align-items:center;justify-content:space-between;gap:24px;padding-top:14px;padding-bottom:14px;flex-wrap:wrap}
.maszyna .logo img{height:34px;width:auto;display:block}
.menu{display:flex;align-items:center;gap:4px 18px;flex-wrap:wrap;font-size:15px}
.menu a{text-decoration:none;color:var(--ink-2);padding:6px 2px;border-bottom:2px solid transparent}
.menu a:hover{color:var(--ink)}
.menu a.tu{color:var(--ink);border-bottom-color:var(--gold);font-weight:600}
.menu .btn{padding:9px 16px;font-size:15px;margin-left:6px}
.sciezka{font-size:13.5px;color:var(--muted);margin:18px 0 0}
.sciezka a{color:var(--muted)}

/* typografia i elementy wspólne */
h1,h2,h3,h4{font-family:var(--serif);font-weight:600;letter-spacing:-.01em;margin:0}
h1{font-size:clamp(36px,5vw,60px);line-height:1.06}
h2{font-size:clamp(28px,3.6vw,42px);line-height:1.12;max-width:26ch}
h2.szeroki{max-width:none}
h3{font-size:21px;line-height:1.28}
h4{font-family:var(--sans);font-size:14px;letter-spacing:.04em;text-transform:uppercase;color:var(--ink-2);margin:18px 0 8px}
.lead{font-size:clamp(18px,1.5vw,20px);color:var(--ink-2);max-width:66ch;margin:20px 0 0}
.muted{color:var(--muted)}
.small{font-size:14px}
.zakladka{font-size:13px;letter-spacing:.14em;text-transform:uppercase;color:var(--muted);font-weight:600;margin:0 0 16px;display:flex;align-items:center;gap:10px}
.zakladka b{color:var(--gold);font-weight:700}
.zakladka::before{content:"";width:13px;height:16px;background:url("img/sygnet.png") center/contain no-repeat;opacity:.75}
section.sekcja{padding:72px 0;border-bottom:1px solid var(--line)}
section.sekcja.ciasna{padding:48px 0}
.mt{margin-top:40px}.mt-s{margin-top:20px}
.grid{display:grid;gap:20px}
.g2{grid-template-columns:repeat(2,minmax(0,1fr))}
.g3{grid-template-columns:repeat(3,minmax(0,1fr))}
.card{background:var(--card);border:1px solid var(--line);border-radius:16px;padding:24px 26px}
.card h3{margin-bottom:8px}
.card p{margin:0;color:var(--ink-2)}
.card p+p{margin-top:8px}
.card .tag{margin-bottom:12px}
.bol{border-left:4px solid var(--gold)}
.tag{display:inline-block;font-size:12px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;padding:4px 10px;border-radius:999px;background:#ece8de;color:var(--ink-2)}
.tag.green{background:var(--green-bg);color:var(--green)}
.tag.red{background:var(--red-bg);color:var(--red)}
.tag.amber{background:var(--amber-bg);color:var(--amber)}
.tag.gold{background:#f6ead0;color:#7a5410}
.tag.blue{background:#e4ecf7;color:var(--blue)}
.btn{display:inline-flex;align-items:center;gap:10px;padding:14px 24px;border-radius:12px;font-weight:650;text-decoration:none;font-size:16px;border:0;cursor:pointer;font-family:var(--sans);background:var(--ink);color:#fff}
.btn.zloto{background:var(--gold);color:var(--dark)}
.btn.obrys{background:transparent;color:var(--ink);border:1.5px solid var(--ink)}
.btn.obrys.jasny{color:#fff;border-color:rgba(255,255,255,.6)}
.cta{display:flex;gap:14px;flex-wrap:wrap;margin-top:30px}
ul.lista{margin:10px 0 0;padding-left:20px;color:var(--ink-2)}
ul.lista li{margin-bottom:6px}
ul.ptaszki{list-style:none;padding:0;margin:8px 0 0;display:grid;gap:10px}
ul.ptaszki li{padding-left:30px;position:relative;font-size:15.5px;color:var(--ink-2)}
ul.ptaszki li::before{content:"✓";position:absolute;left:0;top:-1px;width:21px;height:21px;border-radius:50%;background:var(--green-bg);color:var(--green);font-weight:800;font-size:13px;display:flex;align-items:center;justify-content:center}
ul.krzyzyki li::before{content:"–";background:#ece8de;color:var(--ink-2)}

/* strona główna */
.hero{background:radial-gradient(1100px 560px at 85% 10%,#efe6d2 0%,rgba(239,230,210,0) 60%),var(--paper);position:relative;overflow:hidden;padding:72px 0 56px}
.hero::after{content:"";position:absolute;right:-60px;top:20px;width:520px;height:620px;background:url("img/sygnet.png") center/contain no-repeat;opacity:.045;pointer-events:none}
.hero-siatka{display:grid;grid-template-columns:1.25fr .9fr;gap:52px;align-items:center;position:relative;z-index:1}
.hero h1 em{font-style:normal;background:linear-gradient(transparent 62%,var(--hl) 62%)}
.flagi{display:grid;gap:14px}
.flaga{background:#fff;border:1px solid var(--line);border-radius:14px;padding:16px 18px;box-shadow:0 24px 50px -24px rgba(21,32,43,.35);font-size:15px;line-height:1.4}
.flaga .tag{margin-bottom:8px}
.flaga b{font-family:var(--serif);font-size:21px}
.flaga q{font-family:var(--serif);font-style:italic}
.liczby{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:0;margin-top:52px;border-top:1px solid var(--line)}
.liczba{padding:22px 22px 0 0}
.liczba b{display:block;font-family:var(--serif);font-size:clamp(28px,3.2vw,40px);line-height:1;font-weight:600}
.liczba span{display:block;font-size:14px;color:var(--muted);margin-top:8px;max-width:26ch}

.grupa{background:#fff;border:1px solid var(--line);border-radius:16px;padding:24px 26px;display:flex;flex-direction:column;gap:10px}
.grupa.ciemna{background:var(--dark);color:#fff;border-color:var(--dark)}
.grupa.ciemna p,.grupa.ciemna li{color:#c9d3de}
.grupa p{margin:0;color:var(--ink-2)}
.grupa ul{margin:4px 0 0;padding-left:18px;font-size:15px;color:var(--ink-2)}
.grupa ul li{margin-bottom:3px}
.grupa .dalej{margin-top:auto;padding-top:10px;font-size:15px}
.momenty{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:14px;margin-top:22px}
.moment{border-top:3px solid var(--gold);padding-top:12px;font-size:15.5px;color:var(--ink-2)}
.moment b{display:block;color:var(--ink);font-size:16px;margin-bottom:2px}
.nie{margin-top:22px;border:1.5px dashed #d8b4ae;background:#fffaf9;border-radius:14px;padding:16px 20px}
.nie b{display:block;margin-bottom:6px}
.nie ul{margin:0;padding-left:18px;color:var(--ink-2);font-size:15.5px}

table.porownanie{width:100%;border-collapse:separate;border-spacing:0;background:#fff;border:1px solid var(--line);border-radius:16px;overflow:hidden;font-size:16px}
.porownanie th,.porownanie td{padding:14px 18px;text-align:left;vertical-align:top;border-bottom:1px solid var(--line)}
.porownanie tr:last-child td{border-bottom:0}
.porownanie th{font-size:13px;letter-spacing:.08em;text-transform:uppercase;color:var(--muted);background:#faf8f3}
.porownanie td:first-child{font-weight:650;width:22%}
.porownanie td.dzis{color:var(--muted)}
.porownanie td.my{color:var(--green);font-weight:600}
.porownanie td.ai{color:var(--amber);font-weight:600}
.porownanie td.bez{color:var(--blue);font-weight:600}

.kroki{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;counter-reset:k;margin-top:40px}
.krok{background:#fff;border:1px solid var(--line);border-radius:16px;padding:22px 22px 20px;position:relative}
.krok::before{counter-increment:k;content:counter(k);position:absolute;top:-14px;left:20px;width:30px;height:30px;border-radius:50%;background:var(--ink);color:#fff;font:700 14px var(--sans);display:flex;align-items:center;justify-content:center}
.krok h3{font-size:19px;margin:6px 0 6px}
.krok p{margin:0;font-size:15.5px;color:var(--ink-2)}
.zasady{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}
.zasada{padding:20px 0 0;border-top:3px solid var(--ink)}
.zasada b{font-family:var(--serif);font-size:21px;display:block;margin-bottom:4px}
.baza{display:flex;flex-wrap:wrap;gap:12px 28px;background:var(--dark);color:#e8edf3;border-radius:16px;padding:22px 26px;font-size:15.5px}
.baza b{color:var(--gold);font-family:var(--serif);font-size:24px;margin-right:6px}

/* raport */
.raport{background:#fff;border:1px solid var(--line);border-radius:18px;box-shadow:0 40px 80px -40px rgba(21,32,43,.45);overflow:hidden}
.raport-top{background:var(--dark);color:#fff;padding:16px 26px;display:flex;justify-content:space-between;align-items:center;gap:16px;flex-wrap:wrap}
.raport-top .marka{display:flex;align-items:center;gap:14px}
.raport-top .marka img{height:26px;width:auto;filter:invert(1)}
.raport-top .marka span{font:700 13px var(--sans);letter-spacing:.16em;color:#aab6c4;border-left:1px solid rgba(255,255,255,.2);padding-left:14px}
.raport-top .meta{font-size:13px;color:#aab6c4}
.raport-body{padding:26px}
.podsum{background:#f6f8fb;border:1px solid #dde5f0;border-radius:14px;padding:18px 22px}
.podsum .zag{font-family:var(--serif);font-size:22px;font-weight:700;line-height:1.2;color:var(--ink)}
.podsum p{margin:6px 0 0;color:var(--ink-2)}
.params{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:1px;background:var(--line);border:1px solid var(--line);border-radius:12px;overflow:hidden;margin-top:12px}
.params div{background:#fff;padding:12px 14px;font-size:14px}
.params small{display:block;color:var(--muted);font-size:11.5px;letter-spacing:.06em;text-transform:uppercase;margin-bottom:2px}
.params .w{color:var(--amber);font-weight:650}.params .ok{color:var(--green);font-weight:650}
.etykieta{font:700 12px var(--sans);letter-spacing:.08em;text-transform:uppercase;color:var(--muted);margin:24px 0 0}
.dwakol{display:grid;grid-template-columns:1fr 1fr;gap:22px;margin-top:22px}
.box{border:1px solid var(--line);border-radius:14px;padding:18px 20px}
.box h3{font-size:17px;font-family:var(--sans);font-weight:700;margin-bottom:12px}
.pasek{display:flex;height:30px;border-radius:8px;overflow:hidden;font-size:12.5px;font-weight:700;color:#fff;margin:6px 0 4px}
.pasek div{display:flex;align-items:center;padding-left:10px;white-space:nowrap;overflow:hidden}
.pasek .u{background:var(--green)}.pasek .o{background:#9aa5b1}.pasek .r{background:var(--blue)}.pasek .p{background:#6c7f95}
.belki{display:grid;gap:9px}
.belka{display:grid;grid-template-columns:1fr 64px;gap:10px;align-items:center;font-size:14px}
.belka i{display:block;height:9px;border-radius:9px;background:var(--blue);margin-top:4px}
.belka b{text-align:right;font-size:14px}
.belka small{color:var(--muted)}
.duza{font-family:var(--serif);font-size:30px;font-weight:700;line-height:1.1}
.uwaga{font-size:12.5px;color:var(--muted);margin:10px 0 0}
.linie{display:grid;gap:14px;margin-top:12px}
.linia{border:1px solid var(--line);border-radius:14px;padding:16px 18px;display:grid;grid-template-columns:260px 1fr;gap:18px;align-items:start}
.linia .kto{font-size:14px;color:var(--ink-2)}
.linia .kto b{display:block;font-size:15px;color:var(--ink)}
.linia q{font-family:var(--serif);font-style:italic;font-size:16.5px;line-height:1.5}
.budowa{margin-top:22px;border:1px solid var(--line);background:var(--paper);border-radius:14px;padding:16px 20px;display:grid;grid-template-columns:auto 1fr;gap:16px;align-items:start}
.budowa p{margin:0;color:var(--ink-2);font-size:15.5px}

/* warianty, obszary, korzyści */
.wariant{background:#fff;border:1px solid var(--line);border-radius:18px;padding:28px 28px 24px;display:flex;flex-direction:column;gap:10px}
.wariant.ciemny{background:var(--dark);color:#fff;border-color:var(--dark)}
.wariant.ciemny p,.wariant.ciemny li{color:#c9d3de}
.wariant h3{font-size:25px}
.wariant p{margin:0;color:var(--ink-2)}
.wspolne{margin-top:22px;text-align:center;font-size:16px;color:var(--ink-2)}
.wspolne b{color:var(--ink)}
.obszar{background:#fff;border:1px solid var(--line);border-radius:16px;padding:22px;display:flex;flex-direction:column;gap:8px}
.obszar h3{font-size:19px}
.obszar p{margin:0;font-size:15px;color:var(--ink-2)}
.obszar.glowny{background:var(--dark);color:#fff;border-color:var(--dark)}
.obszar.glowny p{color:#c9d3de}
table.korzysci{width:100%;border-collapse:separate;border-spacing:0;background:#fff;border:1px solid var(--line);border-radius:16px;overflow:hidden;font-size:15.5px}
.korzysci th,.korzysci td{padding:14px 18px;text-align:left;vertical-align:top;border-bottom:1px solid var(--line)}
.korzysci tr:last-child td{border-bottom:0}
.korzysci th{font-size:13px;letter-spacing:.08em;text-transform:uppercase;color:var(--muted);background:#faf8f3}
.korzysci td:first-child{font-weight:650;width:20%}
.korzysci ul{margin:0;padding-left:18px}
.korzysci li{margin-bottom:4px}
.cel{background:#fff;border:1px solid var(--line);border-radius:16px;padding:24px;position:relative}
.cel .termin{font-family:var(--serif);font-size:26px;font-weight:700;line-height:1.1;margin-bottom:10px}
.cel h3{font-size:19px;margin-bottom:6px}
.cel p{margin:0;font-size:15.5px;color:var(--ink-2)}
.ryzyko{background:#fff;border:1px solid var(--line);border-radius:16px;padding:20px 22px;display:grid;grid-template-columns:1fr 1.4fr;gap:18px}
.ryzyko b{font-family:var(--serif);font-size:19px;display:block;margin-bottom:4px}
.ryzyko p{margin:0;color:var(--ink-2);font-size:15.5px}
.ryzyko .co{color:var(--muted);font-size:14px}

details{background:#fff;border:1px solid var(--line);border-radius:14px;padding:4px 20px;margin-bottom:12px}
summary{cursor:pointer;font-weight:700;font-size:17px;padding:14px 0;list-style:none;display:flex;justify-content:space-between;gap:12px}
summary::-webkit-details-marker{display:none}
summary::after{content:"+";font-size:22px;line-height:1;color:var(--muted)}
details[open] summary::after{content:"–"}
details p{margin:0 0 16px;color:var(--ink-2)}

/* ciemna sekcja i stopka */
section.ciemna{background:var(--dark);color:#fff;border-bottom:0;position:relative;overflow:hidden}
.ciemna::after{content:"";position:absolute;right:-40px;bottom:-60px;width:480px;height:600px;background:url("img/sygnet.png") center/contain no-repeat;filter:invert(1);opacity:.05;pointer-events:none}
.ciemna .zakladka{color:#93a1b1}
.ciemna .zakladka::before{filter:invert(1)}
.ciemna h2{color:#fff}
.ciemna .lead{color:#c9d3de}
.trzy{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;margin-top:36px;position:relative;z-index:1}
.trzy div{border:1px solid rgba(255,255,255,.14);border-radius:16px;padding:22px}
.trzy b{font-family:var(--serif);font-size:38px;color:var(--gold);display:block;line-height:1}
.trzy h3{color:#fff;font-size:19px;margin:10px 0 6px}
.trzy p{margin:0;color:#b9c4d0;font-size:15px}
.ciemna .kontakt{margin-top:22px;font-size:15.5px;color:#c9d3de;position:relative;z-index:1}
.ciemna .kontakt b{color:#fff}
.ciemna .kontakt a{color:#fff}

footer.stopka{background:var(--dark-2);color:#aab6c4;padding:48px 0 28px;font-size:14.5px}
.stopka-siatka{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:36px}
.stopka-marka img{height:30px;width:auto;filter:invert(1);opacity:.9;margin-bottom:14px}
.stopka h3{font-family:var(--sans);font-size:13px;letter-spacing:.1em;text-transform:uppercase;color:#fff;margin:0 0 10px}
.stopka ul{list-style:none;margin:0;padding:0}
.stopka li{margin-bottom:6px}
.stopka a{color:#d6dde6;text-decoration:none}
.stopka a:hover{text-decoration:underline}
.tabliczka{margin-top:36px;border:1px solid rgba(255,255,255,.14);border-radius:14px;padding:18px 22px}
.tabliczka-tytul{font-size:13px;letter-spacing:.1em;text-transform:uppercase;color:#fff;margin:0 0 10px}
.tabliczka dl{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:8px 24px;margin:0}
.tabliczka dt{font-size:12px;letter-spacing:.06em;text-transform:uppercase;color:#8d9aa9}
.tabliczka dd{margin:0;color:#e8edf3}
.stopka-prawne{margin:22px 0 0;font-size:13px;color:#8d9aa9}

/* dokumenty prawne i strony tekstowe */
main.dokument h1{font-size:clamp(30px,4vw,44px)}
main.dokument h2{font-size:24px;margin:36px 0 10px;max-width:none}
main.dokument h3{font-size:18px;margin:22px 0 6px}
main.dokument p,main.dokument li{color:var(--ink-2)}
main.dokument .wersja{font-size:14.5px;color:var(--muted);margin:10px 0 24px}
main.dokument .skrot{background:#fff;border:1px solid var(--line);border-left:4px solid var(--gold);border-radius:12px;padding:16px 20px;margin:0 0 28px}
main.dokument table{width:100%;border-collapse:collapse;font-size:15px;background:#fff;margin:12px 0 20px}
main.dokument th,main.dokument td{border:1px solid var(--line);padding:10px 12px;text-align:left;vertical-align:top}
main.dokument th{background:#faf8f3;font-size:13px;letter-spacing:.06em;text-transform:uppercase;color:var(--muted)}

@media (max-width:980px){
  .hero-siatka,.dwakol,.linia,.ryzyko{grid-template-columns:1fr}
  .g3,.kroki,.zasady,.trzy,.momenty{grid-template-columns:1fr 1fr}
  .params{grid-template-columns:repeat(2,minmax(0,1fr))}
  .liczby{grid-template-columns:1fr 1fr}
  .stopka-siatka{grid-template-columns:1fr 1fr}
  .tabliczka dl{grid-template-columns:1fr 1fr}
}
@media (max-width:640px){
  body{font-size:16px}
  .wrap{padding:0 16px}
  section.sekcja{padding:48px 0}
  .g2,.g3,.kroki,.zasady,.trzy,.momenty,.stopka-siatka{grid-template-columns:1fr}
  .tabliczka dl{grid-template-columns:1fr}
  .porownanie td,.porownanie th,.korzysci td,.korzysci th{padding:10px}
  .porownanie td:first-child,.korzysci td:first-child{width:auto}
  .btn{width:100%;justify-content:center}
  .menu .btn{width:auto}
  .hero::after,.ciemna::after{display:none}
  .budowa{grid-template-columns:1fr}
}
@media print{
  .maszyna,.menu,footer.stopka .stopka-siatka{display:none}
  section.sekcja{padding:24px 0;page-break-inside:avoid}
  .hero::after,.ciemna::after{display:none}
}